"We are all the hero of our own story."- Mary McCarthy
Banner

Subscribe to HLG Newsletter




meditate.png
AddThis Social Bookmark Button

Terms & Conditions

GENERAL STATEMENT
The Healthy Life Guru web site and any of its associated affiliates provide and continue to maintain this informational website for visitor's improved overall healthy living lifestyle changes and support sustainable well-being. Healthy Life Guru provides various services to visitor's of the website subject to the following Terms and Conditions stated here. By visiting the Healthy Life Guru website, engaging Healthy Life Guru for  any current or future services or accepting any information provided by the Healthy Life Guru website, now or in the future, you do so under these Terms and Conditions. Healthy Life Guru reserves the right to change the terms and conditions at our sole discretion anytime without notice. Said changes will be posted and dated at the top of the page and at such point will be effective immediately. Please check the Terms and Conditions regularly and read with care to assure you have the most current updated edition.

In addition to your visit to Healthy Life Guru Website, any purchase from any business affiliated with Healthy Life Guru or from Healthy Life Guru itself, whether or not included in the Healthy Life Guru web site or referred by Healthy Life Guru, will be subject to the guidelines and Terms and Conditions applicable to such service or business. If those conditions are inconsistent with the Terms and Conditions outlined here, they do not supersede or modify the Terms or Conditions outlined here in this document.

MEDICAL/HEALTH DISCLAIMER
Healthy Life Guru is not a Medical Website and does not diagnose, treat or recommend medical treatment for physical or mental conditions in any form.  Healthy Life Guru will not provide responses to personal medical concerns, nor can we supply related medical advice nor do we supply medical related information other than what may be available in our reference materials. For specific, personalized medical advice we encourage a visitor to contact their physician or related healthcare provider with medical concerns. Wellness Coaching is not therapy and advice provided during coaching sessions, complementary coaching or through electronic communication is not intended to replace the recommendations and instructions of medical professionals under whose care a visitor may be receiving, nor replace evidence based care treatments.

Healthy Life Guru is an informational and educational website meant to inform those seeking to expand their knowledge of healthy living.  This site is in no way replacement for conventional medical care nor does it endorse abandonment of conventional medical care and is merely a site that allows visitor's to read about other people's health experiences.  The main author of the website is a certified wellness coach and other's guest author's are certified or licensed practitioners.  Any comments left by visitor's are merely commentary and Healthy Life Guru will not be held liable for any advice given by visitor's.  In addition, Healthy Life guru does not make any claims about treatment success.  If a visitor has health issues they must always make sure to consult their physician.

PRIVACY
Our Healthy Life Guru Privacy Policy also governs visitor's viewing of Healthy Life Guru website.  To understand how we collect and use information and protect the privacy of your personal information, please read the Healthy Life Guru Privacy Policy (click here).

COPYRIGHT
The materials contained in this website may not be reproduced in any form, or by any means, without the express written permission of Healthy Life Guru or its affiliates, except as expressly provided in these terms and conditions or in the text on the website. Visitors may download material displayed on the website for non-commercial personal use only, provided they retain all copyright and other proprietary notices contained in the materials. Visitors may not, however, reproduce, republish, display, perform, distribute, modify, transmit, reuse, re-post, or use the content of this website for public or commercial purposes, including, without limitation, the video, audio, text and images, without the express written permission of Healthy Life Guru or its affiliates. Healthy Life Guru neither warrants nor represents a visitor's use of materials displayed on the website will not infringe rights of third parties not owned by or affiliated with Healthy Life Guru. Images of people or places displayed on the website are either the property of, or used with permission, by Healthy Life guru. The use of these images by visitors, or anyone else authorized by a visitor to the Healthy Life Guru website, is prohibited unless specifically permitted by these terms and conditions or specific permission provided elsewhere on the website. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.


All content included on the Healthy Life Guru web site or generated by Healthy Life Guru, such as, but not limited to, text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, questionnaires, surveys, assessments, program names such as, but not limited to “The Wellness Inventory", iPhone Applications, and other software, is the property of Healthy Life Guru or its content suppliers and protected by United States, and international copyright laws. The compilation in part or whole of the content on this site is the exclusive property of Healthy Lie Guru and affiliates protected by United States, and international copyright laws. All software used on this site is the property of Healthy Life Guru or its software suppliers and protected by United States, and international copyright laws. All publications, articles, books and electronic books listed on this site remain the property of their respective legal owners and their listing here does not give our subscribers or anyone having access to the Healthy Life Guru site or affiliate sites, consent to sell, distribute or alter them in any way.
Unless otherwise indicated, all material on this site are considered are protected as noted by © 2008-2009 Healthy Life Guru.

TRADEMARKS
The trademarks, copyrights, logos, and service marks (collectively the "Trademarks") displayed on the Healthy Life Guru website are registered and unregistered Trademarks of Healthy Life Guru and other third parties that have authorized the use of such Trademarks on the website. Nothing contained on the website should be construed as granting, by implication, wavering, or otherwise, any license or right to use any Trademark displayed on the website without the written permission of Healthy Life Guru or the appropriate third party. A visitor's use of the Trademarks displayed on the website, or any other content on the website, except as provided in these terms and conditions, is strictly prohibited. Healthy Life Guru will enforce its intellectual property rights in accordance with applicable law.

ELECTRONIC COMMUNICATIONS
When Visitor's visit the Healthy Life Guru web site or any websites affiliated with Healthy Life Guru, subscribe to any of the Healthy Life Guru services, or send e-mails to Healthy Life Guru,  they are communicating with us electronically. By communicating with us electronically, visitor's are also consenting to receive communications from us electronically. We will communicate with all visitor's by e-mail, by posting notices on the Healthy Life Guru web site or by return phone call if that is requested at time of inquiry. Visitor's agree that all agreements, notices, disclosures and other communications that Healthy Life Guru provides to visitors electronically satisfies any legal requirement that such communications be in writing. By subscribing to Healthy Life Guru visitors consent to receive electronic communication from us including our newsletter, updates about our services recommendations on various services and programs from Healthy Life Guru and other sources we identify as resources. Visitors will be able to unsubscribe anytime from such communications.

PRODUCT AND SERVICE AVAILABILITY
The information provided on the Healthy Life Guru website is published and read on a global scale yet all content on the site created and maintained from its headquarters in North America. Unless otherwise stated, materials and content on this website are presented for the international marketplace. Information published on this website may contain references to products, programs and services that are not practical for or available in all regions or countries, therefore Healthy Life Guru makes no representation that such information, products, programs or services referenced on this website are legal, available or appropriate in your country or region.

PRODUCTS, SERVICES AND SOFTWARE
A description or reference to a product, service or publication on this website (including any description or reference via hyperlink on this site or from another site) does not imply endorsement by Healthy Life Guru of that product, service or publication. As a support to visitors, Healthy Life Guru has created a list of "Favorite" products, services and integrative health networks and practitioners to aid visitors in their search for optimum health therefore all products, services etc offered through this website shall be warranted, if at all, through the written license or warranty provided in connection with such product. Downloaded software, files, newsletter articles, forms or documents from this website does not give visitors title to such data or content within, including any files, data and images incorporated in or associated with the downloaded software, files, newsletter articles, forms or documents. Visitor's use of any such data shall be only in accordance with the license agreement that is included with the software or presented upon download of such software or data. Software, files, newsletter articles, forms or documents available on this website are copyrighted by Healthy Life Guru or its owner or affiliates that appear on the Healthy Life Guru website. Software, files, newsletter articles, forms or documents may not be copied, redistributed or placed on any server for further distribution. You may not sell, modify, recompile, disassemble, or otherwise promote software, files, newsletter articles, forms or documents and visitors may not reverse engineer any software.

THIRD PARTY SITES/AFFILIATES
As a support to increase access to more information to aid visitors in their search for healthy living, Healthy Life Guru may add links to third party sites. Healthy Life Guru does not filter, censor, edit or regulate information and content provided by third parties on or referred by this website, including any such information provided in interactive areas, and we neither endorse nor are responsible for (and under no circumstances shall be liable for) the contents, accuracy or reliability of such information and content or cookies, files or viruses originating from these third party sites.


Because such linked sites are not under the control of Healthy Life Guru, we are not responsible for the accuracy or reliability of any information, data, opinions, advice or statements contained on any such third party sites. Access to any other Internet site linked to this website is at visitor's own risk. Healthy Life Guru has not reviewed all of the sites linked to the website. Healthy Life Guru provides these links merely as a convenience and the inclusion of such links does not imply an endorsement by Healthy Life guru of such third party sites or any goods or services offered by such third parties or their affiliates.

DISCLAIMER
Use of the website is at the risk of the visitor. Although Healthy Life Guru takes every necessary precautions to maintain the integrity of our site; Healthy Life Guru makes no representations or warranties that this website is free, or be corrected, of defects, viruses or other harmful components. Healthy Life Guru shall not be responsible for any damages or loss that may result from the hacking or infiltration of this website or the Healthy Life Guru computer systems or server provider. Visitor has the sole responsibility for adequate protection and backup of your data and/or equipment used in connection with this website. Upon visiting this site, visitor agrees to hold Healthy Life guru and any other party involved in creating, producing, or delivering the website harmless from, any direct, special, incidental, consequential, indirect or punitive damages arising out of access to, or use of, the website including, without limitation, lost profits or revenues, costs of replacement goods, loss of damage to data arising out of the use or inability to use this site, or damages resulting from use of or reliance on the information present, even if Healthy Life Guru, or it’s suppliers have been advised of the possibility of such damages, and visitor gives themselves covenant not to take any legal action or remedies or place any claims for and losses, delays or expenses resulting from use this website.

The pages on this website may contain technical inaccuracies, outdated information and typographical errors. Healthy Life Guru does not in any way guarantee the quality, data content, artistic worth, or legality of information, content, goods or services that are transferred, received, purchased, or otherwise made available or obtained by way of this website. Healthy Life Guru assumes no responsibility, and will not be liable for, any damages to, or viruses that may infect, computer equipment or other property resulting from your access to, use of, or browsing in this website or any website referenced in this website, or your downloading of any materials, data, text, images, video, or audio from the website, or any website referenced in this website.

YOUR ACCOUNT
A visitor may subscribe to Healthy Life Guru website and newsletters and such a subscription is to be requested using a visitor's legal e-mail address. Visitor's are responsible for maintaining control over anyone using their e-mail to request services from Healthy Life Guru and agrees to accept responsibility for all activities that occur under their account or password. Visitor may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a subscription to our site. Healthy Life Guru reserves the right (but not the obligation) to remove any subscription deemed not to be authentic.

UNAUTHORIZED ACCESS
Any unauthorized access, modification or change of any information, or any interference with the availability of or access to the Healthy Life Guru website is strictly prohibited.

REVIEWS, COMMENTS, COMMUNICATIONS, AND OTHER CONTENT
Visitors may forward, comments, ideas, suggestions, questions, or other information to Healthy Life Guru, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam."


If such comments, disclosures, suggestions, questions, creative ideas, or other information are forwarded to Healthy Life Guru, and unless we indicate otherwise, visitor grants Healthy Life Guru and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. If visitor sends above mentioned communications in any format, visitor is providing it on a non-confidential basis, and Healthy Life Guru will have no obligation to keep such information confidential, to refrain from utilizing such information, or to compensate any visitor for the acceptance or use of such Communications. Visitor grants Healthy Life Guru and its affiliates and sub licensees the right to use the name that visitor submits in connection with such content, if they choose. Visitor represents and warrants that they own or otherwise control all of the rights to the content that they forward to Healthy Life Guru; that the content is accurate; that use of the content visitor supplies does not violate this policy and will not cause injury to any person or entity; and that visitor will indemnify Healthy Life Guru or its affiliates for all claims resulting from content they supply. Healthy Life Guru takes no responsibility and assumes no liability for any content forwarded by you or any third party.

VISITOR REFERRALS
If a visitor refers anyone for any of our services, products or to any associated affiliates, or to receive a subscription, visitor is required to supply us with accurate information. Visitor may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a referral. Healthy Life Guru reserves the right (but not the obligation) to remove any subscription deemed not to be authentic.

COPYRIGHT COMPLAINTS
Healthy Life Guru and its affiliates respect the intellectual property of others. If a visitor believes that their work has been copied, submitted to us by another source, illegally altered or infringed on in a way that constitutes copyright infringement, please email Healthy Life Guru Immediately at This e-mail address is being protected from spambots. You need JavaScript enabled to view it


APPLICABLE LAW
By visiting Healthy Life Guru website or by engaging Healthy Life Guru Services, that these Terms and Conditions shall be governed by and construed in accordance the all applicable laws of the state of California, USA without regard to principles of conflict of laws, and will govern these Conditions of Use and any dispute of any sort that might arise between visitor and Healthy Life Guru or its affiliates.


Visitor irrevocably consents to the exclusive jurisdiction of the courts located in California, USA in connection with any action arising out of or related to these terms of use or their subject matter and waives any objection based on lack of personal jurisdiction, place of residence, improper venue or forum non convenience in any such action.
In the event of any violation of these terms and conditions, we and our affiliates reserve the right to seek all remedies available by law and in equity for such violations. Healthy Life Guru reserves all legal rights and remedies available to it and these terms and conditions shall in no way be deemed a limitation or waiver of any other rights Healthy Life Guru may have.

SEVERABILITY
Specific areas or pages of this website may include additional or different language or terms relating to the use of this website. In the event of a conflict between such language or terms, the terms in areas or web pages and these Terms and Conditions, these Terms and Conditions shall take priority. If any provision of these terms of use shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the remaining terms of use and shall not affect the validity and enforceability of any remaining provisions.

ENTIRE UNDERSTANDING
By using or accessing the Healthy Life Guru website, visitor accepts, without limitation or qualification, these terms and conditions of use. These terms and conditions of use represent the entire understanding relating to the use of this website and prevail over any prior or contemporaneous, conflicting or additional communications and any unauthorized access, modification or change of any information, or any interference with the availability of or access to this website is strictly prohibited. All rights reserved.

PRIVACY POLICY
If for any reason a visitor does not agree to the Healthy Life Guru privacy policy after reading it, please do not use the Healthy Life Guru website, or the services of Healthy Life Guru.
A visitor's right to privacy is important to Healthy Life Guru.  By accessing or subscribing to the Healthy Life Guru's Website or utilizing any of the Services offered by Healthy Life Guru, Visitors signify their acknowledgment and acceptance of this Privacy Policy.

Our Privacy Guarantee: Healthy Life Guru guarantees that we never sell, trade or lease our subscribers or our clients personal information or e-mail addresses and that they may unsubscribe at any time.


Please read the details of our Privacy Policy outlined below. It explains how Healthy Life Guru uses the information you provide.

COLLECTION AND USE OF INFORMATION
Healthy Life Guru suggests that visitors contact us directly with any and all concerns or questions relating to our services or products and as a result we accumulate a data file and keep it current to make sure that we have accurate information in order to properly address and implement changes to said concerns and questions in a prompt and orderly fashion.

Healthy Life Guru may request personal information from visitors from processed and shipped products/orders.  We do this in order to offer our services or subscriptions, which may include, but are not limited to visitor name, address, e-mail address, and telephone number(s). This information may be used to document customer purchasing habits or other purchasing information for our internal use.

Healthy Life Guru requires a valid, current email address and name as a requirement to register with us and this information is used for the sole purpose of sending a regular wellness and healthy living information, promotions and offers via the Healthy Life Guru e-newsletter.

Personal information is kept confidential. However, Healthy Life Guru may request personal information from visitors for the purpose of conducting customer satisfaction or other surveys.  This Non personal information such as results of said customer surveys may be posted on our web site or forwarded to our subscribers.

Healthy Life Guru may offer various incentive promotions such as sweepstakes, contests or other promotions through the website which will require personal information to qualify for participation. This personal information is primarily used to as a method by which we will notify winners or forward requested information back to participants.

In an effort to continually improve our products, Healthy Life Guru may use personal information to conduct market research and on-line surveys. This may involve contacting recent and/or past web-site visitors who have provided personal information to Healthy Life Guru.

As a way to help improve our performance and to understand more about our visitors, our web servers may automatically monitor the number of visitors, the average time spent on the site, the popularity of our web-sites or specific web-site pages, and any programming errors or failures on any of our web-site pages in order to determine the effectiveness of the Healthy Life Guru web-site and to correct failures make improvements to the website.

Our visitors' privacy matters to us therefore Healthy Life Guru does not share visitor's e-mail address or personal information with any other third parties without their prior consent during the normal course of business. Specific areas or pages of this website may include additional or different terms relating to the use of personal information collected from such areas or pages. Despite any representations concerning privacy, Healthy Life Guru does however reserve the right to disclose without notice to you any information in its possession if required to do so by law or upon a good-faith belief that such action is necessary to comply with the law, to protect or defend our rights or property, or to respond to an emergency situation.

CANCELLING SUBSCRIPTIONS
All emails that we send to our customers who have voluntarily provided us with their name and or email address include a link to cancel subscriptions and to "opt out" of receiving future routine emails.

OWNERSHIP OF INFORMATION
All opinions, ideas, suggestions, and other feedback submitted to or collected through our web-site may be used by Healthy Life Guru free of charge and without any restriction on its use. Nothing contained in this Privacy Policy shall limit the use of this information or otherwise affect this ownership.

THIRD PARTY SITES
We may add links to third party sites or reference the URL of other web sites in our references, services or communications. These sites are referenced as a convenience. We have not necessarily reviewed the entire content of these sites and the reference to such sites does not imply an endorsement by Healthy Life Guru of such third party sites, any goods or services offered by such third parties, the use of cookies by these sites or the protection of your personal information collected by these sites.

USE OF COOKIES
A visitor's browser sets Cookies (when enabled) that contain small amounts of data on their computer after a visit to any web site. The Cookies allows Healthy Life Guru to track site usage and recognize them as a user when they  return to our site using the same computer and web browser and are used to customize a visitor's experience on the web site. We do not track any personal data.

No information is obtained from a visitor or from their personal computer by Healthy Life Guru to generate a unique identifying number, including Disabled and Non-functioning Cookies

Healthy Life Guru does not utilize any technology or means of preventing a visitor from disabling the acceptance of a Cookie. Most Web browsers automatically accept cookies, but a visitor's browser may be set by them to disable this function or erase any cookies that may be on their computer.

PRIVACY POLICY CHANGES
The Healthy Life Guru Privacy Policy is subject to updates, revisions and changes without notice at any time. Any and all changes to this policy will be documented notated with a "Recent Policy Update” heading and date at the top of this policy. Any visitor use of the Healthy Life Guru web-site after noted/posted changes signifies a visitor's acceptance of the changed terms. As such we recommend that a visitor regularly read our Privacy Policy.


This Privacy Policy applies ONLY to the Healthy Life Guru website and not to any other website redirected to while visiting the Healthy Life Guru website or its affiliates, such as, but not limited to, Health World Online, Love and Pride, etc.

 
Medical/Health Disclaimer

Healthy Life Guru is not a Medical Website and does not diagnose, treat or recommend medical treatment for physical or mental conditions in any form.  Healthy Life Guru will not provide responses to personal medical concerns, nor can we supply related medical advice nor do we supply medical related information other than what may be available in our reference materials. For specific, personalized medical advice we encourage a visitor to contact their physician or related health care provider with medical concerns. Wellness Coaching is not therapy and advice provided during coaching sessions, complementary coaching or through electronic communication is not intended to replace the recommendations and instructions of medical professionals under whose care a visitor may be receiving, nor replace evidence based care treatments.

© Healthy Life Guru 2008-2009 All contents copyright. Publications by contributing authors are their own property.